Today: 5. Nov, 2024
A recent global survey on retirement safety indicates that numerous Americans anticipate confronting difficult decisions as they age. Here’s a closer look at the five primary challenges to a secure retirement. This year brought a glimmer of hope for retirees worldwide, including…
Accumulating debt is an unfortunate reality for many Americans. Keeping up with monthly credit card payments might be challenging, but don’t despair. One avenue to explore is switching to a balance transfer credit card. These cards provide an introductory 0% APR on…
When one mentions “CDs,” many recall the shiny music discs of the 90s. However, in the financial world, a CD stands for “certificate of deposit” – a safe way to grow your savings with a guaranteed return over a specified period. Insured…
Discover’s “Discover it® Cash Back” credit card boasts rotating 5% cash back bonus categories, capping at $1,500 in purchases every quarter. As we step closer to autumn, the company has unveiled its Q4 2023 categories. From October 1 to December 31, 2023,…
The Roth IRA is an appealing retirement account choice. Available at any brokerage that offers it, this investment doesn’t provide an immediate tax deduction for the year you contribute. Instead, its perks shine in retirement: tax-free withdrawals and no mandatory minimum distributions…
Here’s a guide to understanding if you’re excelling in your retirement-saving efforts. Calculating the exact retirement savings one needs can be a daunting task. Some adopt straightforward methods like saving a fixed percentage of their earnings, say 10% or 15%, while others…
Experiencing car issues and naturally assuming that a history of diligent credit management would earn a favourable car loan. However, when the salesman checks the credit, it reveals a decade of inactivity. Although often chose to transact with cash or a debit…
Although the sting of inflation has lessened slightly, its current rate still raises concerns for many. Recent data from the Bureau of Labor Statistics indicates a 5% inflation rate over the year leading to March 2023. While an improvement from the 8.5%…
The U.S. economy stands stronger than during the Great Recession. However, sustained inflation and last year’s steep decline in the stock market have unnerved American workers and retirees, casting shadows over their retirement hopes in a manner reminiscent of 2008. The 2023…
Seeking higher returns with alternative investments such as real estate and private equity has its challenges. Are these choices suitable for your financial goals? Planning for a secure retirement often hinges on the strategic decisions made about the makeup of your investment…
