Today: 16. Nov, 2024
We often look at the final amount on our paycheck and consider how to spend or save it. Yet, many crucial financial decisions lie within the various deductions listed before the net amount. These choices are usually made quickly when beginning a…
Are you part of the rising demographic of unmarried Americans cohabiting with a significant other? On the financial front, you’re likely reaping savings similar to married pairs – from sharing living expenses to consolidating bills (think one cable or Internet bill) and…
Accumulating debt is an unfortunate reality for many Americans. Keeping up with monthly credit card payments might be challenging, but don’t despair. One avenue to explore is switching to a balance transfer credit card. These cards provide an introductory 0% APR on…
When one mentions “CDs,” many recall the shiny music discs of the 90s. However, in the financial world, a CD stands for “certificate of deposit” – a safe way to grow your savings with a guaranteed return over a specified period. Insured…
Discover’s “Discover it® Cash Back” credit card boasts rotating 5% cash back bonus categories, capping at $1,500 in purchases every quarter. As we step closer to autumn, the company has unveiled its Q4 2023 categories. From October 1 to December 31, 2023,…
As spring blossoms, not only do gardens and homes need tidying up, but it’s also the perfect season to rejuvenate your financial health. Begin the year by laying out clear financial objectives, especially if you’ve been feeling financially adrift. Embarking on a…
As of March 24, the IRS had processed over 59 million tax refunds, with an average amount of $2,903. While this is 11% less than the prior year’s average of $3,263, it remains a significant sum for most taxpayers. Wisely utilized, such…
Your 20s are a whirlwind of life events – from graduation to your first job, maybe relocating, tying the knot, or starting a family. As thrilling as these milestones are, they also signify your initiation into independent financial management, which can be…
As someone who guides others through their financial paths, I’m frequently confronted with queries like: “Where do I begin?” or “How do I prioritize?” or “What’s my next smart financial move?” Considering the myriad of advice out there, it’s easy to understand…
Although the sting of inflation has lessened slightly, its current rate still raises concerns for many. Recent data from the Bureau of Labor Statistics indicates a 5% inflation rate over the year leading to March 2023. While an improvement from the 8.5%…
